Safari In iOS 8 Uses Camera To Scan and Enter Credit Card Info by JORDAN KAHN of

In iOS 8, Apple has a new feature in Safari that allows users to scan a credit card with the device’s camera rather than manually entering the number when making a purchase online.

When entering a credit card number into a form online to, for example, make a purchase, Safari already allowed users to quickly select credit cards stored in its Passwords & AutoFill settings. You can still do that, but in iOS 8 you’ll now also have the option to select “Scan Credit Card” and snap a picture of the card. Apple then uses optical character recognition of sorts to input the number into the text field in Safari. There’s also a way to scan and save cards using the camera directly from within the Passwords & AutoFill settings.

Website developers don’t have to do anything to enable the feature, as Safari appears to automatically detect when a credit card number is being requested and presents the option to scan above the keypad.

Written by:   @JordanKahn for


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Alto Global Processing:Mobile POS Will Surpass $2 Billion in 2013, iPad As Cash Register

Written by TJ McCue of

When Apple began using mobile devices in their stores, people in retail started paying attention. According to a recent study from research firm IHL Group, 28 percent of North American retailers plan to adopt Mobile POS in some form by the end of 2013. The Mobile POS market will surpass $2 Billion in hardware/software sales in North America this year.

Clarification: This data is not consumer point of sales transaction value, but sales of POS equipment hardware and software.

Overall, mobile in retail is now a $5.7 Billion business worldwide and continues to grow rapidly. It is the single fastest moving trend in retail since Internet was added to the stores, according to IHL Group.

The report summary also stated that more retailers, however, are not planning to install Mobile POS at all within the next 3 years (33 percent).  Naturally, the adoption of a mobile POS solution is dependent on the type of retailer and volume of transactions, but I am drawing a blank for a retail environment that could not benefit from some mobility. See link in resources below for the report blog post, which is all I read — the report is not free. But you can download a free preview.

But you do not have to be Apple to turn an iPad into a cash register in your business. The iPad on its own, with free or premium apps, can serve as a full-blown POS (point of sale) system for small and large businesses. If you have not been to a farmer’s market recently, take a look at all the merchants who can now take more than cash. Add a Square credit card reader or one from Intuit , and you are a mobile retail machine.

Years ago, I worked with a wireless software company that was building a mobile point of sale solution for wireless handhelds. They were ahead of their time — having to use ruggedized handhelds from Symbol and Intermec and integrating with proprietary systems. But today, you can do all of that and more with an iPad. There are plenty of stories of how iPads and tablets, in general, are making their way beyond email or web surfing on the couch or using a tablet to show photos, but it is a serious profitability tool.

As a product reviewer, I see a lot of useless mobile stuff (to be candid) and I have seen no shortage of iPad stands, iPad cases, iPad accessories. Many are useful, some are definitely not. But I love this newest one on Kickstarter: MagBak, the World’s Thinnest iPad Mount. Elegant and brilliant are words that come to mind and it is already over-funded. I sure hope they make versions that will do the same for a variety of smartphones, too. Hint: I have an S3, S4, and Nexus 4 and would buy one of these… The reason I included this mount, however, is it makes for an even more functional point of sale system. Put up a magnet mount in your food truck, kiosk, or retail store and you have an impressive modern cash register.

The iPad can change your business processes. If there is not an app, you can get one custom built or build it yourself. The team at Sweb Development is working on custom apps, but also has a platform for building your own (on iOS or Android). Or look at the FileMaker platform that lets you custom develop your own, too. As most Forbes readers know, the iPad is not only a consumer device for fun gaming or watching videos; it is a robust business machine that can help you serve customers and get more work done out in the field or on the shop floor.

More Resources:

The use of tablets (iPad and Android-powered) is growing fast with shipments increasing at a rate of 38 percent in 2013 according to the IHL Group report Mobile POS: Hype to Reality.

I shared a few reasons in a post last year on Why Your Business Needs iPads atAmerican Express OPEN Forum.

USAToday reported on a few unique businesses leveraging the iPad.

If you cannot bear the idea of hanging a naked iPad on the wall or leaving it on the retail counter, then check out this very cool handmade wooden register box from Happy Owl Studio called the Cashbox.


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Alto Global Processing – Starbucks: We’ll be Passbook-ready before October

By  of CNET

Starbucks says it will be integrated with Apple’s Passbook by the end of the month.

The company announced the news on Twitter this morning, providing no further information about features or carryover for current Starbucks card holders.

A Starbucks spokesperson told CNET that an update to the company’s iPhone app will let current Starbucks Card owners add their account to

Passbook, which went out as part of iOS 6 earlier this week, is a new application from Apple designed to store membership cards, tickets, coupons, and boarding passes — a bit like a digital wallet. As an added feature, Passbook does a few things paper and plastic can’t, like alert you to changes, and pop up to be readily accessed based on your location.

Starbucks already announced that it would be integrating with Passbook, though did not provide a timetable. Nonetheless Apple has promoted the company as one of the initial partners, along with Fandango, Target, and Major League Baseball, the last of which CNET gave a spin this week at a MLB game.

The relationship between Apple and Starbucks dates back to 2007 with a deal that had Apple offering a special Starbucks section of its iTunes Music Store, with Starbucks-curated music picks that would appear when iPhone or iPod Touch users were on the store’s Wi-Fi network. Starbucks has since gone on to offer the Pick of the Week program, as well as developed a first-party application that lets users pay for drinks with their iOS device.


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Alto Global Processing: Barclays Rolls Out Pingit Mobile Payments in UK

In a move Barclays Bank PLC hopes will make consumers wonder how they ever used to exchange funds with one another, the United Kingdom-based bank is making mobile funds transfers available to all UK bank accountholders through a free software application called Pingit.

During the initial launch of the service, only Barclays accountholders will be able to send funds, but consumers older than 18 with accounts at any bank can receive payments after registering on the bank’s website, the bank announced Feb. 16.

The service appears to be similar to the QuickPay person-to-person funds-transfer service JPMorgan Chase & Co. offers.

Barclays plans to make Pingit available to all UK bank accountholders by early March, the issuer stated in a press release.

The service links a Barclays customer’s account with his mobile-phone number, allowing the individual to transfer funds by typing in the recipient’s mobile number when using the application, Barclays stated.

Because UK’s Faster Payments Service handles the transfers, which customers protect with a five-digit passcode, funds move directly from the sender bank account to the receiver bank account, Barclays stated. Pingit alerts recipients via text messages that funds have been added to their accounts.

Barclays did not indicate any fees for the funds transfers in the press release, though the issuer website indicates “normal transaction charges may apply” to business customers.

Customers, who will require a smartphone to send funds, may download the Barclays Pingit application from the Apple Inc. App Store, Research in Motion Ltd. Blackberry App World and Google Inc. Android Market.

Barclays views the application as potentially helpful for families and friends who may need to split a bill or lend money to one another. In addition, small service-related entrepreneurs, such as plumbers or carpet cleaners, could receive payments through the funds transfers, the bank stated.

Antony Jenkins, Barclays chief executive of retail and business banking, views Pingit as a revolutionary step in how consumers exchange funds. “For friends splitting the cost of dinner, repaying a borrowed £10, or people sending money to a son or daughter at university, it’s free, quick, convenient, secure, and easy to use,” Jenkins stated in the press release.

Users may send and receive funds in less than 30 seconds, without having to enter account details, Jenkins added. “I’m sure we’ll soon be wondering what we did before it,” he suggested.

Barclays should be congratulated for continuing to innovate and push mobile payments in the UK, but Pingit could encounter a few bumps along the way, says Zil Bareisis, a London-based senior analyst for research firm Celent.

“The first hurdle for the bank is making absolutely sure that when someone is trying to link their bank account details to a mobile phone, they are definitely the legitimate owners of both,” Bareisis says.

However, the banks could face a double-edged sword in securing legitimate data, especially from those consumers who initially have to register online to receive payments because they do not have a Barclays account, Bareisis suggests.

Early feedback on the new application indicates some consumers contend the registration process is “deliberately cumbersome,” which could prove to be a barrier for some who otherwise would be willing to try Pingit, he adds.

In addition, funds transfers through Faster Payments are irrevocable and final, Bareisis notes. “This puts the onus very much on consumers to make sure that they select the correct mobile number and enter the right amount, as mistakes may not be easily reversed,” he suggests.

Bareisis contends small-business operators ultimately may benefit the most from Pingit, but he remains unconvinced that consumers need a mobile setup to share dinner bills.

“The traditional example of person-to-person payments of ‘splitting a restaurant bill’ is overused,” he says. “In the UK, a group of friends after a meal would just ask the waiter to split the bill directly on their credit or debit cards.”

As for Pingit security, a fraud-protection and risk-management company executive suggests fraudsters most likely will target mobile-payment applications as they steer away from the difficulty of hacking chip-and-PIN transactions.

“Barclays’ launch of PingIt is a very positive step forward in the development of ‘mobile money,’ and we fully support it,” Pat Carroll, CEO of Ireland-based ValidSoft, said in a statement released to the media.

However, fraudsters attempt to manipulate both the sending and receiving of cash through tactics such as sim swap, a technique whereby fraudsters can divert calls or actions made via a phone away from the number they are intended to reach and toward a different number for their own gain, Carroll added.

The Barclays announcement continues a trend in which software developers, payments companies and banks seek ways to make mobile-payment methods an easier option for consumers.

Last month, Scottsdale, Ariz.-based Spindle Inc. released mobile applications for P2P, person-to-business or business-to-business payments.


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