ALTO GLOBAL PROCESSING: OUR TECHNOLOGY

Alto Global Processing – Our technology is globally recognized and fully functional via a multi-currency Payment Platform that enables businesses to process electronic payment transactions. Our proprietary gateway platform is a secure e-commerce application service provider service that authorizes payments for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. It is the equivalent of a physical point of sale terminal located in most retail outlets.

It is paramount to protect our consumers’ private information. Thus, to protect credit card holder’s details, our technology is based on encrypting sensitive information: such as credit card number and personal private information. This ensures that information is passed securely between the customer and the merchant and also between merchant and the payment processor in a highly secured environment with the applicable regulations set by the card holder associations and banking partners.

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ALTO GLOBAL PROCESSING: WHAT IS A MERCHANT ACCOUNT?

Alto Global Processing – For a company that wishes to accept payments via credit cards, it is required that the company obtains a merchant account. Regardless of the sector of business your organization operates in, private merchant accounts is the processing vehicle. Merchant accounts can be issued by both domestic and foreign banking solutions. Keep in mind that each bank and the geographical region your team is operating in may have specific regulations to consider for operating a merchant account.

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ALTO GLOBAL PROCESSING: WHAT IS A PAYMENT GATEWAY?

Alto Global Processing – Payment Gateways assist Processors to operate secure business on the internet using Secure Socket Layer (SSL) technology. The gateway is a piece of technology and source code that passes credit card data, authorization requests, and authorization responses over the Internet using encryption technology.

The transaction information is sent by the Payment Gateway to the bank or credit card network where the status of the card is reviewed for available credit/funds. Along with numerous fraud checks the transaction is determined or verified. An authorization code is returned to the Payment Gateway; and the encrypted information is returned directly to the merchant’s origin of payment where the transaction is authorized or declined.

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ALTO GLOBAL PROCESSING: WHAT IS ONLINE PAYMENT PROCESSING?

Alto Global Processing – Online payment processing is the secure transfer and verification of financial data (ex: customer credit card information). This secure transfer of data is initialized from a merchant’s e-commerce website or virtual terminal to a merchant’s bank account. The communication vehicle to deliver this information between the entities is the payment gateway.

Hence, the gateway securely passes and receives information from financial institutions that have a part in the transaction. In most cases those parties are the Payment Processor (the company that coordinates the authorization, decline and applicable settlement of funds), Acquiring Bank (The affiliate bank that represents Visa/MasterCard) and Issuing Bank (the financial institution that extends the available credit of the card holder backed against the card holder’s bank account)

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Albert Lazarito Joins Alto Global Processing as COO

MIAMI — Recently launched Alto Global Processing has tapped industry veteran Albert Lazarito as its new chief operating officer.

“Our team has invested a significant amount of time, resources and funding to ensure our product and services were planned and executed in the manner necessary for us to compete,” CEO Luca Bizzotto said. “With this in mind, we recruited Albert and immediately he has proven to be the perfect fit.

“I have had the pleasure to work with him for a number of years as program operators, and I am confident his longevity in the industry speaks volumes for future ongoing success in the high-risk billing environment.”

Lazarito was the first employee with PlatinumBucks, and later moved on to SilverCash.com as its vice president.

“I have been very blessed with my entire career,” Lazarito said. “I have been the right hand person to four strong affiliate programs, and now I have the ability to shift gears and lend my merchant experience to serve the billing sector of thehigh-risk adult space.”

Link to article: http://www.xbiz.com/news/news_piece.php?id=130315&mi=all&q=alto+global+processing

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Alto Global Processing Launches

MIAMI BEACH, Fla. — Alto Global Processing has announced the official launch of the company.

The company said the team was formed by combining the strengths of three entities including technology, banking and operational partners.

Alto Global Processing specializes in the issuing of private merchant services and gateway services in the high-risk merchant sector of the online payment processing space.

The management team of Alto Global Processing said it had monitored and reviewed the state of the online billing industry and is confident that its business model will enable the company to be competitive due to the team’s experience, banking relationships and access to sophisticated technology.

“The entire online adult industry has rapidly evolved over the past two years in a manner that makes the business environment more challenging than ever,” CEO Luca Bizzotto said.

“Along with an increase in affiliate programs competing, decrease in quality webmasters and access to free content, the credit card association has become more savvy with policing merchants who continue to be overly aggressive and ultimately forcing bank closures due to fraudulent practices. So, to combat these trends, Alto Global Processing has taken a unique approach to solidifying their position as a banking partner to merchants.

The company said that in order to service merchants by offering them private merchant accounts, Alto Global Processing is dedicated to seeking banking relationships where there is true investment into the bank.

“More specifically, Alto Global Processing’s banking portfolio consists of banks that are not saturated with typical adult clients,” the company said.

“This minimizes the risk in associating Alto Global Processing merchants with those merchants who continue to be overly aggressive. Furthermore, Alto Global Processing seeks their preferred banking relationships to be premised on an ownership into the banking BIN and/or has an exclusive relationship with the bank and/or can directly underwrite merchants.”

The company said Alto Global Processing’s bank investment becomes more beneficial for clients and merchants in the ability to offer competitive rates, turn applications around in a quicker manner, to see the ‘big picture’ of a merchant, and to have more control in ensuring the merchant processes at its highest potential.

The company said this philosophy extends to Alto Global Processing gateway services. The team owns the code behind the platform giving clients access to custom services, discounted fees and customer service.

For more information, contact info@AltoGlobalProcessing.com.

Link to article: http://www.xbiz.com/news/news_piece.php?id=130156&mi=all&q=alto+global+processing

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