Jump Start Your Business with Alto Global Processing

Protect Your Business – By using Alto’s proprietary and fully customizable Anti-Fraud software you can nearly eliminate the risk of online fraud.
Customizable Gateway Features and Reports – Customize Alto’s gateway to meet all of your processing needs.
Reduce Bank Fees – Cut down on chargebacks and merchant fees by stopping unwanted transactions before they hit the banking network.
Easy Integration – Flexible API which allows quick integrations for our clients.
24/7 Customer Service – As an additional option to complement our payment gateway, Alto offers our Award Winning Customer Support Center to handle all of your customer’s needs.

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ALTO GLOBAL PROCESSING: SECURITY COMPLIANCE

SECURITY COMPLIANCE

• The AGP Gateway platform meets the exacting standards of industry security certifications, including SAS 70, PCI DSS 1.2, VISA CISP and MasterCard SDP.
• The AGP Gateway platform has integrated anti-fraud functions including Address Verification System (AVS) and Card Security Code, Verified by Visa.
• Optional Fraud Protection Services provides score based transaction scrubbing based on user defined risk and fraud management rules.
• Hosted at the NAP of Americas, Miami.
• Architecture.
• Server Farm.
• Load Balanced Infrastructure.
• High availability clustered database.
• Security Architecture including third party monitoring.
• Benchmarks.
• Performance: 1,000 transactions per second.
• Availability: 100%.
• Scalability: multiple cluster design, providing unlimited scalability.
• Security: Fully PCI DSS 1.2 compliant.

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ALTO GLOBAL PROCESSING: OUR TECHNOLOGY

Alto Global Processing – Our technology is globally recognized and fully functional via a multi-currency Payment Platform that enables businesses to process electronic payment transactions. Our proprietary gateway platform is a secure e-commerce application service provider service that authorizes payments for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. It is the equivalent of a physical point of sale terminal located in most retail outlets.

It is paramount to protect our consumers’ private information. Thus, to protect credit card holder’s details, our technology is based on encrypting sensitive information: such as credit card number and personal private information. This ensures that information is passed securely between the customer and the merchant and also between merchant and the payment processor in a highly secured environment with the applicable regulations set by the card holder associations and banking partners.

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ALTO GLOBAL PROCESSING: WHAT IS A PAYMENT GATEWAY?

Alto Global Processing – Payment Gateways assist Processors to operate secure business on the internet using Secure Socket Layer (SSL) technology. The gateway is a piece of technology and source code that passes credit card data, authorization requests, and authorization responses over the Internet using encryption technology.

The transaction information is sent by the Payment Gateway to the bank or credit card network where the status of the card is reviewed for available credit/funds. Along with numerous fraud checks the transaction is determined or verified. An authorization code is returned to the Payment Gateway; and the encrypted information is returned directly to the merchant’s origin of payment where the transaction is authorized or declined.

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ALTO GLOBAL PROCESSING: WHAT IS ONLINE PAYMENT PROCESSING?

Alto Global Processing – Online payment processing is the secure transfer and verification of financial data (ex: customer credit card information). This secure transfer of data is initialized from a merchant’s e-commerce website or virtual terminal to a merchant’s bank account. The communication vehicle to deliver this information between the entities is the payment gateway.

Hence, the gateway securely passes and receives information from financial institutions that have a part in the transaction. In most cases those parties are the Payment Processor (the company that coordinates the authorization, decline and applicable settlement of funds), Acquiring Bank (The affiliate bank that represents Visa/MasterCard) and Issuing Bank (the financial institution that extends the available credit of the card holder backed against the card holder’s bank account)

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